Toyota Finance Center in Chambersburg PA

Fitzgerald Toyota Chambersburg takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Fitzgerald Toyota Chambersburg Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Fitzgerald Toyota Chambersburg can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
The following section(s) display custom content from the legacy version of this page and are for reference only. Please review the content and migrate it as necessary. When completed, hide each of these sections (including the one this message is in). Deleting any of them will prevent this page from receiving future updates from DDC.

Prioritize Your Needs with Our Finance Solutions at Fitzgerald Toyota Chambersburg

Financing your vehicle can be a complicated endeavor, especially if you're a first-time buyer. The process becomes much more manageable when you have a team by your side, and that's why customers turn to us at Fitzgerald Toyota Chambersburg.

We'll guide you every step of the way, so you can make decisions with confidence and clarity. Car financing becomes a breeze at your Toyota dealer in Chambersburg, PA.

Finance Professionals That Take Care of the Details

The last thing you should do is stay up all night at your Hagerstown, MD, home crunching numbers. Instead of going it alone, let the experts do the heavy lifting. We can perform the calculations and determine options that fit your budget.

We've transformed financing into a streamlined science, so you can focus on the more exciting stages of car-buying at Fitzgerald Toyota Chambersburg.

Finance Plans That Cater to Your Circumstances

Your preferences become priorities at our finance center. If you want to drive your vehicle around Gettysburg for a brief period, our leases give you that flexibility. Or, if you want to own your model later on, we can craft a long-term finance plan for you.

We recognize that each customer has a unique situation, so we offer personalized finance and lease options that accommodate your wants and needs.

Local Lenders That Simplify the Payment Process

While we appreciate seeing familiar faces, you shouldn't have to travel from Waynesboro, PA, to our dealership to make a payment. That's why we boast a vast network of local lenders and financial institutions.

Our roots run deep in the state of Pennsylvania, so we can match you with a partner in your neck of the woods. This way, paying off car loans becomes much more efficient, and you can spend more time living your best life.

Finance Your Next Vehicle at Your Toyota Dealership in Chambersburg, PA

We provide ourselves on delivering a seamless experience for our customers. Once you're ready, make the short trip from Shippensburg to Fitzgerald Toyota Chambersburg, and our team will see you through your car financing journey.

Financing with Fitzgerald Chambersburg Toyota Nissan

Sometimes picking out the vehicle is the easiest part. Next, it's time to figure out financing. Here at our dealership, we are proud to get Hagerstown and Watnesboro drivers behind the wheels of their dream vehicles. Whether that is a capable truck, SUV, crossover or sedan, we are happy about all they offer from reliability to capability. When it comes to financing, it doesn't have to be complicated. We want to work with you to ensure you are getting a vehicle that stays within budget.

Buying or Leasing

You'll have the option to either buy your next vehicle or lease it. To ensure you make the right decision we are going to break down some of the key differences so when it comes time for financing, you feel fully confident. When you buy a car, you will be able to take a loan out if needed. Once all of your monthly payments are complete, you will fully own the car. You'll be able to modify, resell and take it as far as you desire. If you choose to lease you will receive a newer model and own it for a set time, usually a couple to a few years. During this time, you will consistently make monthly payments until it is time to bring the model you have in for a new one. You will have a mile restriction and any major damage you will be responsible for. But one of the greatest benefits of leasing is you will get to drive a new model every few years.

It's about getting you the vehicle and plan that works best for you, and when you choose to finance with our dealership near Gerrysburg and Shippenburg, we will work alongside you to ensure all of your questions are answered, and concerns are put to rest. Our Finance Center is fully prepared to ensure you get the best customer service both before and after you purchase your next vehicle.

Your privacy is important to us.

Fitzgerald Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Fitzgerald Toyota Chambersburg

    1436 Lincoln Way E
    Chambersburg, PA 17202

    • Sales: (717) 264-3359
Loading Map...

Get in Touch

  • Contact our Sales Department at: (717) 264-3359
  • Monday9:00AM - 9:00PM
  • Tuesday9:00AM - 9:00PM
  • Wednesday9:00AM - 9:00PM
  • Thursday9:00AM - 9:00PM
  • Friday9:00AM - 9:00PM
  • Saturday9:00AM - 6:00PM
  • SundayClosed