Should you buy or lease a new vehicle at our Toyota dealership in Chambersburg? Both finance choices come with their own perks and advantages. Whatever choice you make, our finance center at Fitzgerald Toyota Chambersburg near Gettysburg is with you every step of the way. We demystify the process, making it straightforward. Take a look at buying vs. leasing.
Buying a Vehicle
When you finance a new vehicle, you're paying to own it eventually. As you make payments, you build up equity until, finally, the vehicle is fully yours to keep or trade in. Since you're paying for it, you can customize and accessorize it as you see fit. Add a roof rack and wheels of your choice, and choose exterior and interior colors to make it stand out on roads around Shippensburg.
You can also customize any available driver assist and technology packages. Automotive loan terms generally range from 36 months to 84 months. Shorter terms usually incur less interest overall. Longer periods have lower monthly payments. We can discuss the benefits of both with you, helping you make the best decision for your situation.
Leasing a Vehicle
If you like the idea of lower monthly payments and access to a daily driver temporarily, leasing a car might be the best option for you. Lease vehicles are always late models, boasting the most up-to-date driver assist and technology features.
Leases come with a new car warranty, so factory-scheduled maintenance and oil changes are covered. Lease terms vary from 12 to 36 months. Auto lease payments tend to be lower than car loan payments. When your lease is up, simply return it, lease a newer version or another new model.
Our Fitzgerald Toyota Chambersburg team proudly serves drivers living around Waynesboro, PA, and Hagerstown, MD. Let us help you get behind the wheel of your next car. We look forward to hearing from you.
